A pest control business with employees is required to have what form of insurance?

A pest control business with employees is required to have workers' compensation insurance to protect both the employer and the employees in the event of a work-related injury or illness. This form of insurance provides coverage for medical expenses, rehabilitation costs, and lost wages for employees who are injured while performing their job duties. Additionally, it helps shield the employer from potential lawsuits resulting from these incidents, as it typically requires employees to forgo suing their employer for injuries covered by the insurance.

In jurisdictions with significant regulatory oversight, workers' compensation is mandated by law for businesses that have employees. This ensures that workers are compensated for on-the-job injuries, creating a safer working environment and instilling a sense of security among employees. While general liability insurance, pest control insurance, and property damage insurance all serve important functions within a pest control business, they do not fulfill the legal requirements for employee protection that workers' compensation insurance provides.